Motorcycle and Scooter appreciation

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PhilDAS

What’s the deal with buying a Cat N write off. Does it need anything doing to get it on the road if it’s only cosmetic damage or can just be ridden as is?

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lynx in reply to @PhilDAS

Needs to pass an MOT i think, no structural damage. Then apply for the V5.

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PhilDAS in reply to @lynx

Cat N is not structural so the seller says comes with it’s normal V5 and MOT and is ready to ride away which is why I’m asking I guess. I don’t know much about these things but it’s a bike for a good price with only a few scuffs and bumps. Wondering if I’d have to even tell insurance about the Cat N bit and if it would make it more expensive. After all it’s no les reliable or more likely to fail since it’s just body work damage.