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Friends were in a similar situation recently...
They paid for the entire survey thing, not sure if that is what a "full structural survey" is? £1000. Turns out the place was a bit of a mess structurally and requires a lot of work and money to make stable.
They didn't have any extra money, and tried to negotiate a large reduction in price, seller told them to jog on which they did. Last I checked he had had to drop the asking price by 25k and it still hadn't sold.
Not sure thats any use, my take away is you have ot pay it all but use the results to haggle, if nothing is agreed upon then see the investment as not wasting six figures on a place that needs loads of serious work.
Had a mortgage valuation report back and the lender's survey identified non specific "structural movement" in the building and want a full structural survey carried out to determine if the movement is historic or progressive before approving the mortgage.
Should I be pushing for the seller to bear some/all of the cost for this? Just seems mad that I have to pay for a full survey but then have no power to actually carry out potential remedial work to ensure I can get the mortgage approved.
Slightly more complicated by the fact that it's a shared freehold so structural works would require the other freeholder's consent and potential financial contribution?
Best intro to the new neighbours ever.