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Yeah..don't get your hopes up too much dude. I had two policies with MCE; both of which shat the bed. Take a billion pictures, get statements, and don't fall in for some of their trick questions.
Also remember your excess if you have it. I was offered £50 for my first stolen bike because I got fucked by excess and apparently I didn't use the specified 16mm chain as opposed to my 14mm one.
Also, if you declare and start a new policy, that'll be on your new policy, which will raise your premiums a bit.
Sorry to be a downer, as long as you're alright, that's what matters most.Also, battle scars are awesome.
@BrickMan Bike shop ordered new seals....from Nissin Japan...
Chak
Wouldn’t be a bad thing I guess. I paid less than what it’s worth for it I reckon. If they write it off, presumably I could buy it back cheaply and repair the broken bits myself with money to spare