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@deleted
All this is a problem that was solved in the 19th C with housing associations.
Everyone marvels at the fairness and quality of housing in Sweden (granted, there are now shortages because of recent governments sitting on their laurels) and yet when you go to Gothenburg you see that most of their social welfare system, hospitals, unis, schools, and housing associations were first imported by merchants from Scotland who saw the opportunity to start businesses in Sweden and industrialise the country. Ensuring that there were social systems in place was just seen as a natural and virtuous thing to do with your wealth, and because these systems worked they propagated around the country.
It's pretty saddening to see people talking about this 'Swedish miracle' and wonder at how different things could be in Scotland and the UK if all these safety nets hadn't been chipped away over generations or suffocated at birth.
Now even housing associations aren't allowed to do what they were intended to do-providing cheap, near to cost accommodation-because it would interfere with the wider market trends if they did. Hence you get bollocks 'mid-market' 'affordable' housing which is basically market rate minus a tenner, maybe with an option to buy 20% etc, and means tested only in the sense that you can't earn more than £35k, in which case you'd be far better getting your own mortgage anyway.
Cunts.