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branwen
We are an interesting dilemma, we are looking to sell our 2 bed flat in SE London and move to a 3 bed near the sea. If we sold our flat for the going rate we could purchase the seaside home mortgage free but it wouldn't leave us any cash we have emergency cash but not much. If we took a small mortgage but then we would have some money left over for from the sell of our house which we could invest into a pension. I'm keen to just go mortgage free and figure out the pension part later, wife isn't that keen.