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As our case also involved neighbours, we had two companies out to quote and both said it was easily managed, mortgage lenders seemed to historically use it as a spurious reason not to lend. The instances of it actually causing damage are very few and massively far between. A rose bush planted next to a house has more ability to cause damage than JPW.
You are right, they are being less hysterical. The plan and guarantee are just like a final stamp to keep everyone happy.
Thanks all.
Yeah, not too worried about it (we haven't even made an offer yet) and I read mortgage lenders etc are a bit less hysterical about it these days.
Will make sure the necessary guarantees/insurance is in place if we get that far.