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@Quincy
Help/advice appreciated.
My partner and I are on the cusp of buying a house in the 'burbs.
It's a 2 bed with a loft room (converted but without building regs sign off)
The lounge/diner has been knocked through (in the very early 80s, no building regs)
There is a small kitchen extension (also early 80s, again without building regs)
We have had a very thorough survey completed, which throws up no issues with the quality of the work but the solicitors can find no evidence of buildings regs in any case.
We really want to buy this house but are concerned about the implications of not having the regulations in place.
We find it strange that the current vendor (an ex-estate agent) has not addressed this issue or did not press the issue when she was buying the house three years ago.
We don't really want to go through the palaver of getting the council out because a) it will take ages and the vendors may decide to try to find another buyer and b) we don't want to jeopardise our mortgage offer.
Questions:
Would it invalidate buildings/home insurance?
Is indemnity insurance worth the paper/email it's written on?
Is this a deal breaker? i.e. should we pull out
Any suggestions? Thanks!!!