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walks back into the house with cup of sugar, smashes it on a wall
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Phone up someone like London and Country and see if they can do something for you, if you and your wife pass the affordability checks then you should be able to get onto a discounted tracker with someone else with no repayment charges and minimal fees whilst not costing you £70 a month, worth a phone call at least!
amey
Bernhard
@Sparky
Sounds like my only option is to stay on the tracker: shortest fix they have is two years, and it'd cost me 3% to get out of that early if I move in first year. Increase in payment moving on to tracker is only £70 a month, so I'll just suck it up for a while and see what happens.