Maybe...but it’s one factor among many. Do you need lodging income for affordability?
Lodging income is not considered for affordability by a bank unfortunately.
Yeah that was going to be my point :)
Which then leads on to why the bank is aware that you have a lodger - as agreements go they are pretty transient.
@Bernhard started
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Maybe...but it’s one factor among many. Do you need lodging income for affordability?