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  • HSBC? Tried to get that but didn't have the LTV after they valued my house for £20G less then i was hoping and £15G less then we paid 5 years ago (not in LDN), whoopdee doo! Anyway, getting 2.04% instead which is still far better than the 3.69% we've been paying for the last 5 years, I am however sure that a better deal will be just around the corner!

  • Santander. LTV under 50% (we've only got 10 years left on the mortgage) so we have a big choice of deals.

    Also it was just move to a new mortgage deal without changing anything (loan amount, duration, etc) so it was done over the phone with only a single fee for the new mortgage. No new valuation required.

  • Good deal, I was with Leeds Building Society before and the best they could offer me as an existing customer was something like 2.49% and a £1500 fee!

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