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  • New 5 year fixed rate deal at 1.94%.

    Cue another fall in interest rates and/or apocalypse to break out in 4y11m time to increase the rate just before I get to renegotiate again.

  • HSBC? Tried to get that but didn't have the LTV after they valued my house for £20G less then i was hoping and £15G less then we paid 5 years ago (not in LDN), whoopdee doo! Anyway, getting 2.04% instead which is still far better than the 3.69% we've been paying for the last 5 years, I am however sure that a better deal will be just around the corner!

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