Owning your own home

Oh Lighthaus is brilliant but I don't exactly think of it as local to markhouse junction. I'd love it if there were something like that round here. Just somewhere for all us hipsters to gather.

Crave is great too. While I also miss Malc and Reet from Hare and Hounds, the refurb is great too. But I'd love a local hipster coffee shop.

Too early for grey paint or horizontal strip fencing.
Needs to blend in not stand out.

Finally exchanged. Only took 6 horrendous months and probably two decades off my life. Two more weeks to complete. Better start packing.

Congrats, it seems to have been a tough one for you that's for sure!

Yes but did you get a free troll or not?

Apparently it was their daughter.

Tbh I'm still not sure if it means they filled out the initial form incorrectly or if we're now involved in some good old Devon child trading.

Wahey!

Check the deeds for the right to sire their firstborn

I think it's only the Lord of the Manor that has the droit de seigneur.

Quite interesting tool

http://imactivate.com/ukhousepriceshexmap/

Just been reading the poo-blender diaries. Lucky escape there Mr Hell.

Have to say you're missing out on a quality bit of manspace if you haven't used an apparently superfluous toilet. We have a third an totally pointless toilet on the landing halfway up the stairs between the upper ground and second floor. I think I'm the only one to have ever used it. It's now my unofficial sit and think library/panic room. It's my safe space. It's also the only dual-aspect room in the house with nice views over the rooftops from two little windows. I love it so.

Question: you, know those nauseating LOVE or HOME signs that every basic bitch has above their Warren Evans king-size? Can you buy other letters? Asking for a friend who wants to secretly put up a giant parody SHIT sign in his secret bog.

https://www.hobbycraft.co.uk/craft-essentials/craft-blanks-and-bases/wooden-lettering-and-shapes

New 5 year fixed rate deal at 1.94%.

Cue another fall in interest rates and/or apocalypse to break out in 4y11m time to increase the rate just before I get to renegotiate again.

it's the en-suite to the top floor master bedroom so it's actually pretty handy when we have people round. we have a weird useless room on the 1st floor landing as well. not big enough to put a bed in, not small enough to keep thinking "i wonder if we could squeeze a bed in there?"

Mrs heck fancies em-bigenating the bathroom but that would involve chopping away at a shared corner that looks a bit support-y.

HSBC? Tried to get that but didn't have the LTV after they valued my house for £20G less then i was hoping and £15G less then we paid 5 years ago (not in LDN), whoopdee doo! Anyway, getting 2.04% instead which is still far better than the 3.69% we've been paying for the last 5 years, I am however sure that a better deal will be just around the corner!

Santander. LTV under 50% (we've only got 10 years left on the mortgage) so we have a big choice of deals.

Also it was just move to a new mortgage deal without changing anything (loan amount, duration, etc) so it was done over the phone with only a single fee for the new mortgage. No new valuation required.

Changing the subject a bit, where does this G thing come from?

I thought K made sense because it is short for Kilo or a thousand. G is short for Giga, or a billion.

Obviously it is the G unit, not a standard SI unit I'll grant you!

https://www.smallbusinesspro.co.uk/small-business-finance/british-money.html

you, know those nauseating LOVE or HOME signs that every basic bitch has above their Warren Evans king-size? Can you buy other letters? Asking for a friend who wants to secretly put up a giant parody SHIT sign in his secret bog.

I think you have just won this thread.

Good deal, I was with Leeds Building Society before and the best they could offer me as an existing customer was something like 2.49% and a £1500 fee!

https://en.m.wikipedia.org/wiki/Guinea_(coin)

I was going more for grand=£1000

G = grand = £1000

Grand in itself supposedly comes from the nickname for the old $1,000 USD bill.

It had GRover ClevelAND on the front and the word grand obviously also supports the imagery of a high denomination bill.

Anyway, just wondered about the G thing because I'm seeing more and more people use it in the UK.

Maybe a bit spendy for a secret bog.