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Top tube bag for batteries, maybe a cable or two.
Other cables go in framebag.
Only really put soft stuff (clothes, sleep kit) in the saddle bag, sometimes spare tubes too.The more expensive the kit, the smaller the pack size, so this gives you more scope for getting more stuff on the bike. So it depends what the pack size is of your items.
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Top tube thing for phone/wallet, etc.
Handle bar bag = fleece blanket, mat, clothes, towel/anything made of cloth. When cold, sleep in all of the above and resign yourself to waking up shivering at 3am.
Seat bag = tent + tools + everything else you need. That's very back heavy, but it doesn't bother me too much.
Photo is my set up for 1 month+ of touring - although the length of time you go for doesn't really make a difference, so this would work for anything from a weekend to all of eternity.
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Phone goes in an annoying topeak phone holder on stem or in Jersey pocket. Sometimes in toptube bag.
Bought a silk safety wallet/small pouch from eagle creek that I carried around my neck on the side for cards etc. and liked it. I tend to worry about wallet in Jersey pockets and when I put it in the toptube bag I am about to pay I realize I left the money on the bike.
I've got my sleeping kit in a roll on the handlebar, and a jacket/hat/tools/battery/cables/shorts/shoes in a saddlebag. But what do people do about phone/wallet/food? I'm likely to be wearing baggie shorts and tee shirt on this weekend's trip so won't have jersey pockets.
Also, does packing a saddlebag get easier? Seems to be a right old faff.
Also, also, how do people fit a sleeping bag in when kipping in colder weather? I've got a silk liner, bivvy bag and very thin and uncomfortable sleeping mat packed in my handlebar bag - nothing else would fit in. I doubt I could even get my sleeping bag in there on its own.