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With 10 years i would lean towards stocks.
I would feel very confident On a good return on a low cost index fund on that sort of time frame.
Proven over the long term to put perform most active funds will take fees and under perform..
Timing during buying and selling is key to success. -
I see the question's been asked a few times, but can't see any consensus
I've asked this question so many times to so many groups - nobody offers anything up, and I guess you can kinda understand why. What if their recommendation's plan turns out to be duff and it fucks someone's financial future up? Awkward.... I don't think people are confident in their ability to judge an IFA either, they'd probably say 'this guy is nice and he doesn't charge much' but won't be able to judge the quality of his advice because of the long term nature of it.
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wildwest
Howard
@Markyboy
I've looked back over the last few pages, but is there a forum recommended IFA? I see the question's been asked a few times, but can't see any consensus, and the FT podcast linked a few months ago has expired.
I have £60-80K to invest and am happy to have it tied up for 10 years. The guy who advises me on mortgages and pensions has been pretty good, but is slow on this, which isn't inspiring confidence.