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@Greenbank
Home insurance time as M&S were quoting me £670 for renewal. Meh.
Lloyds Bank had been badgering me about home insurance so did a quote.
£160(with 40% off for first time through them and also 10% for being a Lloyds bank customer). £170 (we're 4 years without a claim rather than 5 years I'd thought.)Home Insurance Premier. Unlimited contents. Up to £10k in outbuildings and in the open. £5k of high risk items cover (jewellery, TV, laptop, etc). £5k cover for personal belongings away from home.
More importantly, up to £10k of bikes covered with any bike over £500 having to be specified in advance. That covers me easily.
T&Cs look ok: https://www.lloydsbank.com/assets/media/pdfs/insurance/home-insurance/home-insurance-policy-booklet.pdf#page=40
Will enjoy telling M&S to go take a running jump on their renewal.