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Might be thinking they can get it assigned to auxilis through their insurers. Wife was with admiral, and someone went into the back of her at a junction (it was low sun, in the rain, and there had been a pile up ahead at this roundabout). She called admiral who said, if you want to keep no claims you need to go with auxilis if you want repair,basically. Even though it was clearly no fault. * Anyway might be this mob are claiming this way as if go through 3rd party allocated by insurer, and argue your fault, they (think they will) get it for free...
*I know these companies are evil but the alternative was either pay fora new bumper etc ourselves or pay the excess and lose no claims.
French_Touch
Possible insurance scam - any advice?
Letter arrives from our insurance co yesterday advising that our vehicle has been involved in an accident. Mrs called them as car and policy are both in her name.
Seems that someone has alleged that we hit their car whilst unattended and left a note with our details on their windscreen. What actually seems to have happened is that someone scraped our car whilst it was parked in south london location and for reasons best known to themselves, decided to try to claim on our insurance.
At the time, mrs didn't notice scrape on bumper. I noticed a couple of days later and asked if she knew how it had happened. As she didn't, I just assumed it was an unknown party's parking error whilst our car was parked in our street - would not be the first time this had happened.
What I don't understand is how this chancer is expecting to succeed with his approach - best case outcome I can see is 50/50 which would be the same as if he just claimed on his own insurance in the first place. Damage to our car is minor so I can't see it being much different on his car.