Have you admitted that there is a scuff to your car? Unfortunately, even if you don't claim, and successfully deflect this moron's claim, then the insurer will mark down that there was a no-claim incident affecting your premiums in the future.
Yes, they have asked for photos...
@ChasnotRobert started
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Have you admitted that there is a scuff to your car? Unfortunately, even if you don't claim, and successfully deflect this moron's claim, then the insurer will mark down that there was a no-claim incident affecting your premiums in the future.