you'd need to do something radical
Depending on circumstances, wouldn't you release equity from your windfall - either remortgage, or reversion, say?
If you could and wanted to stay, yes I guess you would. If you are unmortgagable and are 'meh' about living there anymore then I guess you would consider moving.
@Howard started
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Depending on circumstances, wouldn't you release equity from your windfall - either remortgage, or reversion, say?