The gift from family thing should be quick. ID and money laundering checks. A letter signed by family member to say it's a gift and they have no stake in the property. That's it. Should only be a few days.
We signed that at the end of May. Literally been with Clydesdale since then. They did take an insanely long time to give us an offer but a month is batshit.
The gift from family thing should be quick. ID and money laundering checks. A letter signed by family member to say it's a gift and they have no stake in the property. That's it. Should only be a few days.