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@aggi
I'm in a house split into two flats (one upstairs and one downstairs, both equally sized 2 bed flats). I own the upstairs flat, someone else owns the downstairs flat and we each have a share of freehold. Until recently we've split the buildings insurance 50:50.
I've now had a loft conversion so my flat is a 3 bed over 2 storeys. What's the best way to split buildings insurance now. I expect to cover more of it but wondered if there was a standard way of allocating it. Square footage (which would be a bit of a guess), number of bedrooms, number of storeys?