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@umop3pisdn
thanks both, this is what i think we'll try and go down i think. a contribution from vendor + £1000 a year savings in service charges compared to other places we were looking at and we hope we'll be most of the way to the bill by 2023
rogan
I did this at exchange. Our solicitor wrote an adjustment agreement that stated that we would transfer the deposit less £X in full settlement of the contract, with the sale price and mortgage unaffected.
It can also be done in a way that reduces the mortgage, which takes a lot longer as the bank need make a new mortgage offer, but is cheaper as no interest is then due on £X.