So, as long as we are staying in london all will be fine. If it really goes tits up and we move (to the content for example) then we will have wiped out a load of savings. think it is a small risk tho.
Pretty much yes. A home is something to live in and enjoy it shouldn’t really matter how much it is worth day to day or what the market does in the short term. You’re not speculating for a quick buck you’re longer term than that so it’s time in the market that counts not timing the market.
negative equity is only a issue if you want to remortgage or sell. Otherwise just wait for the recovery.
Population growth in London > rate at which properties are being built.
Or
Demand > supply
Or to put it another way
![](http://www.robertson.ms/demandsupplycurve.jpg)