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  • In nine months we may be deep in recession, I get that we all need somewhere to live - and that the value of what you have to sell will also go down, but if we posit a return to the prices of the last crash (which, don't forget, was global and therefore moving away would not fix) that 900,000 pound house is now 500,000, so your total exposure and salary multiple is much healthier.

    9 months is a while, but negative equity could be a significant bummer - and that's got to be a very significant risk if you purchase today.

  • Sell at the top of the market, invest the proceeds in something that provides an annuity*, pay rent for a while, buy at the bottom of the market.

    * Or just bitcoin, obvs

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