You are reading a single comment by @chris0 and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Howard
@chris0
I have around £20k to put into savings. I need to have access to it just in case of life events etc so don't want to go for fixed bonds. I know people say ISAs are irrelevant now because of the higher threshold for getting taxed on interest. But there doesn't seem to be that much difference between Easy Access savings and Cash ISAs and at least you can always access ISAs. Also, perhaps in a few years if I max out the ISA allowance it will pay off having tax free interest? Would it make sense to go with an ISA, or would I still be better off with some other product?