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I am looking for a 2 bedroom freehold house. After indirectly experiencing the leasehold shit my landlady has to put up with over the years, I am not keen.
I could most probably get a good mortgage but with or without, my budget is still the same sort of range, so if I could do without then it would be ideal. I don't actually mind not being in central locations of London as long as it's a nice quiet neighbourhood.
For example, where I live now, it's a 1 bedroom flat in Camberwell, it could easily be £400K+, I am not going to spend that amout of money on a tiny place with no room to expand family wise or bike collection wise... if I went for a 2 bedroom + in the same sort of location, the prices are unaffordable mortgage or no mortgage...
And by the way, I don't currently have that amount of cash sitting in the bank ready to go, I will have to make some decisions before that may happen... so just toying with a number of ideas / plans...
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ExTra
Bainbridge
Without being too nosy, what sort of thing are you looking for?
You said something about buying in cash recently, so I'd guess unless you're unable to work then you'd be in a position to get a small mortgage at a good rate.