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Know what you mean, I sometimes feel my insurance is pointless... Well not to the insurance companies obviously. Having a 23yr old car that cost me £3,000 and hasn't appreciated yet means I fear the day anything happens. My affection for the car unfortunately isn't of any currency so expect to be told it's a write off if the wing mirror gets scratched.
jambon
My Golf is in with a local dude down here for a new wing, two door skins and two repairs after a run in with a hedgerow.
£920 (+ VAT). He said it would definitely be a write off through insurance. A WRITE OFF! A £6,500 written off by a bit over a grand’s worth of damage. Bonkers.