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@Hairingtons
On Ramsaye's point... I'd jokingly/not jokingly say that everyone should gtfo of London and live somewhere affordable. Or we can revolt, tear the landlords from the gold-plated domiciles, throw them in the sea and take back our streets!
(My experience - 100% mortgage in 2007. Months before the crash. Get made redundant a few months later. Struggle for at least two years. No pension. No savings. Everything I had went in to it. ...But yeah, honestly, I'd totally hate to be a first-time buyer now, just keeps getting harder)