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  • I have some cash that’s devaluing and have decided to set aside three month’s income as our emrgency fund, then split the remainder in half - 50% on home improvements and invest the other 50%. An advisor is encouraging me to take a stocks and shares ISA, on which he will consult with me on an agreed risk level in advance. I’ve asked that we discuss the management fee at the same time so I understand how we both make money out of it. Anything with the above sound unusual?

  • When it comes to investing low cost market trackers have been proven to best for most people.
    As long as you drip in its fine. Taking the lumps and bumps along the way.

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