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Meh, crime rate is much higher in Swiss Cottage and Hampstead than the nice parts in Zone 3 South London.
Swiss Cottage has the same count of reported crimes as Lewisham Central. I know that Tottenham and Hackney probably really skew the stats for North of the river, but it is meritless to suggest that it is lower crime than South of the river.
If you can afford a million, spend a million and stop looking in "up and coming" and "edgy" neighbourhoods and move somewhere less crimey that's already finished. North of the river.
Somewhere where you don't necessarily need a garage because it's safe to leave nice cars on the street.
random pick: http://www.rightmove.co.uk/property-for-sale/property-53755428.html