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I've lived in Islington, Highbury, Marylebone, Finsbury Park, Stepney Green and Clerkenwell, and can confirm that North/East London is filthy, crime ridden and full of cunts.
I'd rather not live there when South London is available instead, without the North London street furniture of stumbling crack-heads, moped-enabled snatch-muggers, acid-throwing youth's and the general filth and decrepitude.
I really like the place that Tenderloin posted (and which has been posted before), but it's in the middle of nowhere, relatively speaking.
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So you've never actually lived in any of the nice bits.
I agree that all the places you have lived are awful.
Swiss Cottage is an anomaly - a traffic snarled gyratory full of council estates in the middle of much nicer areas. Go west, east, north or south and everything is a vast improvement (Primrose Hill, St Johns Wood, West Hampstead, proper Hampstead, Belsize Park, etc).
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Feel like the first one could be ok - the rest I've no idea what I'm doing
https://www.zoopla.co.uk/for-sale/details/47114738
https://www.zoopla.co.uk/for-sale/details/44841694
https://www.zoopla.co.uk/for-sale/details/46931475
https://www.zoopla.co.uk/for-sale/details/46189957
https://www.zoopla.co.uk/for-sale/details/46826432
https://www.zoopla.co.uk/for-sale/details/47707523
https://www.zoopla.co.uk/for-sale/details/46892702
If you can afford a million, spend a million and stop looking in "up and coming" and "edgy" neighbourhoods and move somewhere less crimey that's already finished. North of the river.
Somewhere where you don't necessarily need a garage because it's safe to leave nice cars on the street.
random pick: http://www.rightmove.co.uk/property-for-sale/property-53755428.html