Monzo / Mondo / Revolut banking

Yes, using their current account as my business account (sole trader), I'm friends with a developer and he'd been on at me for ages to give it a go - wish I had done sooner. I genuinely can't fault it, it's really what banks SHOULD be like. Sign up takes minutes, you photograph your drivers license / passport and then record a little video of yourself and it gets verified pretty quickly.

You can literally do everything via the app. All the normal stuff you can do with all the others that I've seen and more. Foreign currency payments/transfers in the global exchange rate so no more getting fucked over by bank fees when abroad and always the cheapest rates etc.

You can set 'goals' which is basically a way of segmenting your money, so you can save for that new frame you've even after by setting a goal and automatically sticking £50 a month into it.

Plus they're based in Britain and they're pretty pro-active about developing features. They're working on adding 3rd party apps/plugins so you can get direct integration with other services which could be very handy.

I'm defiantly a convert. I'm keeping my regular current account as a 'personal' account for spending and my savings accounts for money I want to keep completely segmented but in due course I'll probably add a Starling business account when they open it up to sole traders and keep the personal account.