• It can't be that difficult to build a case around the Oxford comma could it?

    Mountain biking and racing is clearly not road biking and racing.

  • Their Exempted Activities list does exclude Mountain Biking so that's entirely possible.
    Plus, they insured a bunch of people for TCR last year. I'm just confuzzled now. I can't remember how I sorted insurance. I think I might just get a multi-trip with them to cover TABR / TCR.

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