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chrisbmx116
Another day, more bullshit and lies from L&C.
They claimed last week our application had passed the underwriter stage and was at the point when an offer can be made. Spoke to her today and she claimed, oh no, underwriter comes in two stages time (application made well over a month ago) followed by a hard credit check which is only ever made (by this lender apparently) at the point of offer.
"we've already had two hard credit checks"
"oh no, that must be from someone else"
"nope, from the lender with a note saying 'mortgage application'"
"really? oh that's strange, don't know then".
Actually she didn't say "don't know" she just waffled and changed the subject until she thought I'd forgotten. I do feel like I want to go another broker now but feel that it would hurt the application to pick it up elsewhere or starting again afresh would take even more time. Even though we've inevitably lost this house. Utter twats.