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  • Offer accepted early March. Broker has fucked up several times and lender being glacially slow. Very, very unimpressed by L&C to the point I've pretty much given up on this house which is a real shame. Every time a fuck up is discovered they resubmit which means the lender pushes our application to the back of the queue adding another 8+/- working days before we hear anything. L&C claim lender won't escalate without letter from solicitor saying completion date but who would agree a completion date without a mortgage offer?? We've had two hard credit checks (why 2?), sent copious paperwork, had a valuation done and still nothing. Fuck this shit.

  • I think this is more common than you might think. Took us 3 months and 4 banks from offer accepted to mortgage offer on the table. Brokers can screw up but banks can be cunts too.

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