Offer accepted early March. Broker has fucked up several times and lender being glacially slow. Very, very unimpressed by L&C to the point I've pretty much given up on this house which is a real shame. Every time a fuck up is discovered they resubmit which means the lender pushes our application to the back of the queue adding another 8+/- working days before we hear anything. L&C claim lender won't escalate without letter from solicitor saying completion date but who would agree a completion date without a mortgage offer?? We've had two hard credit checks (why 2?), sent copious paperwork, had a valuation done and still nothing. Fuck this shit.
I think this is more common than you might think. Took us 3 months and 4 banks from offer accepted to mortgage offer on the table. Brokers can screw up but banks can be cunts too.
Offer accepted early March. Broker has fucked up several times and lender being glacially slow. Very, very unimpressed by L&C to the point I've pretty much given up on this house which is a real shame. Every time a fuck up is discovered they resubmit which means the lender pushes our application to the back of the queue adding another 8+/- working days before we hear anything. L&C claim lender won't escalate without letter from solicitor saying completion date but who would agree a completion date without a mortgage offer?? We've had two hard credit checks (why 2?), sent copious paperwork, had a valuation done and still nothing. Fuck this shit.