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  • There probably aren't any. Anti-money laundering and know your client rules are getting stricter all the time, anyone who doesn't ask for shit like that is probably a bit dodgy.

  • Yeah, Monzo want a pic of passport or drivers license and then a 5 second selfie vid of you saying hello Monzo and your name, or something similar. I presume so that people can't nick your drivers license and use it to sign up.
    Did seem odd, but maybe just because I'd been with HSBC for 20 years and they hadn't asked for anything since... ever. I think it's probably progress that banks have to do some basic checking now.

  • Monzo make you do that little video and take a photo of your passport so they're getting pictures of your face as well.

    Without any branches they both have to verify you're a real person one way or another.

    Edit: didn't realise this had already been answered

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