Potentially controversial question here.
Insurance.
My bike will be with me in London, parents live in Shropshire. The difference in premium for third party is £600 vs £180.
I know it invalidates your insurance if you falsely claim it’s parked at a different address but it’s a lot of money and as it’s third party, I don’t plan on claiming on it anyway. If I was to have an accident could I say the bike is usually kept at home but I’ve had it down with me for the weekend etc?
Basically, shut up and pay it or save a lot of money?
London. Don’t think that really matters though does it? It’s got to be where the bike is kept over night. Just pains me to get fire and theft cover for £600 with a £1375 excess on a £1900 bike. It’s literally not worth having. Third party only bizarrely is £900 for the year
Potentially controversial question here.
Insurance.
My bike will be with me in London, parents live in Shropshire. The difference in premium for third party is £600 vs £180.
I know it invalidates your insurance if you falsely claim it’s parked at a different address but it’s a lot of money and as it’s third party, I don’t plan on claiming on it anyway. If I was to have an accident could I say the bike is usually kept at home but I’ve had it down with me for the weekend etc?
Basically, shut up and pay it or save a lot of money?