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  • Potentially controversial question here.
    Insurance.
    My bike will be with me in London, parents live in Shropshire. The difference in premium for third party is £600 vs £180.
    I know it invalidates your insurance if you falsely claim it’s parked at a different address but it’s a lot of money and as it’s third party, I don’t plan on claiming on it anyway. If I was to have an accident could I say the bike is usually kept at home but I’ve had it down with me for the weekend etc?
    Basically, shut up and pay it or save a lot of money?

  • London. Don’t think that really matters though does it? It’s got to be where the bike is kept over night. Just pains me to get fire and theft cover for £600 with a £1375 excess on a £1900 bike. It’s literally not worth having. Third party only bizarrely is £900 for the year

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