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Kgrev
@bananaskid
I just get the InsureAndGo annual one. The top one covers you for pretty much everything including races like the TCR.
I’ve claimed twice now, albeit nothing medical related, and they’ve paid out. On my way out to begin a trip all of my electicals including Garmin and lights were stolen. I bought new ones for a lot more than I originally paid for but they’d only cover the original price. They did, however, pay up for things that I couldn’t find the receipt for things like chargers and headphones that had come with phones.