Product Term: 5 years
Overall Term: 25 years
Rate: 2.44%
Monthly Payment: £1,362.57
Incentives: None
335,000 property price with 10% deposit. Am i right in thinking that with 3 or 5 year terms i think i'll breach 80% LTV, whereas i dont think i would with a 2 year.. is that something worth considering?
LTV is only a consideration when you remortgage.
Personally I think the rates aren’t going to get much better than that so I would fix for as long as possible.
These are my offered rates
Product Term: 2 years
Rate: 1.89%
Monthly Payment: £1,280.67
Incentives: £500 Cash Back
Product Term: 3 years
Rate: 2.19%
Monthly Payment: £1,324.61
Incentives: None
Product Term: 5 years
Overall Term: 25 years
Rate: 2.44%
Monthly Payment: £1,362.57
Incentives: None
335,000 property price with 10% deposit. Am i right in thinking that with 3 or 5 year terms i think i'll breach 80% LTV, whereas i dont think i would with a 2 year.. is that something worth considering?