Owning your own home

gonna need 2, 2.5 x 0.5m slabs (guestimate) - we've been sniffing around various reclamation yards but finding matching bits that aren't fucked is proving challenging. is granite much of a muchness?

Different types are more or less porous and/or prone to cracking, depending on the make up, veining, etc. That's about the limit of my knowledge though. 2.5m is pretty long - if one of those would have a sink cut out, you could consider a full-depth sink, so you only need 2*1 m bits that side instead. Or have a trim piece at the back of a normal Belfast sink. That's how we worked it around ours, as the sink cutout broke when it was originally removed.

These are my offered rates

Product Term: 2 years
Rate: 1.89%
Monthly Payment: £1,280.67
Incentives: £500 Cash Back

Product Term: 3 years
Rate: 2.19%
Monthly Payment: £1,324.61
Incentives: None

Product Term: 5 years
Overall Term: 25 years
Rate: 2.44%
Monthly Payment: £1,362.57
Incentives: None

335,000 property price with 10% deposit. Am i right in thinking that with 3 or 5 year terms i think i'll breach 80% LTV, whereas i dont think i would with a 2 year.. is that something worth considering?

LTV is only a consideration when you remortgage.
Personally I think the rates aren’t going to get much better than that so I would fix for as long as possible.

We went for 5 year fixed, just to see us through Brexit.

removed a dwarf wall

Got pics?

Samez

5 makes sense in traditional terms (longer term security) but given your nature of work (and where you work) wont be affected by Brexit I'd go 2 because I am pretty certain you'd want to move towards something bigger/better in 2 years.

Yeah but interest rates? Potentially a big hike might be needed to defend the currency etc etc

can anyone recommend a good builder for some refurbishment work i need doing - south london

Lease extension resolved. 125 whole years remaining.

Happy days.

Nice, good feeling isn't it? What did it sting you in the end?

Parquet floor apres sanding... Vanrish tomorrow.

1 Attachment

9.5, including solicitors fees and chartered surveyor. Latter cost £700, but reduced the initial quote of 13k to 7k.

Your flat has become even wonkier since your last photo... i'd phone a structural surveyor if i were you...

a flat? how dare thee!

Lovely. And is that Hague Blue?

^ your middle class white people fu is strong.

Gentrification blue?

Ha! Got it in my house too.

Of course.

Lol - sorry.

Your house is wonky.

it's called FASHION, sweatie - maybe u should like, look it up some time.

Rangemaster and Dishwasher for sale here:

https://www.lfgss.com/conversations/320296/

What happened to The Shrak? That's a Henry! #vacuumgate

yeah it belongs to the floor people. our house is remarkably dustless considering all the sanding and what have you going on. #builderschoice