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NotThamesWater
hippy
This is exactly where we were/are. We thought we'd tidy up the layout downstairs in a thoughtful-but-not-heavy fashion for mild expense, and get all the rubbish bits not-rubbish with some more cash and then see how things stood. The knock through was a 'it's already been done, why not open it up' afterthought that has turned out to be a bit of a pain. That said, if we'd gone for the loft, the weakness of this wall would have become apparent in a less pleasant way and we'd still have had to sort it, albeit in a more financially precarious position, so of all possibilities I'm definitely not in the Worst Timeline.
Our reasoning was that although doing the loft would add the most £££ value to the house, it wouldn't add anything meaningful to our enjoyment of the house day-to-day (we don't need the extra bedroom yet, it'd only tempt the in-laws to stay…). We'd love to do a proper out-back extension (currently have a small galley kitchen lean to thing) if we ever get to the end of this step without the house falling down or going bankrupt, as it seems to us a good compromise between enjoyment-of-space and financial return.