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I guess I just compare it to Chesham / Rickmansworth / Chorleywood where you can still use your Oyster card,
Agree. This was one of the reasons we chose Borehamwood. Although we should have held out for Mill Hill.
Ime there's a lot of to be said for being able to pay £12p/d on transport and £20-30 for an Uber home.
Having had family friends from their I'd say the best thing about HW is the house sizes, transport and surrounding area (a bit like Borehamwood). I think there are decent schools if that matters... although when I was young it seemed like kids from there were fairly debauched.
(although this is from the perspective of someone who'd never leave zone 1 North London if they had the money so ymmv)
The commute costs are the same wherever though, at least on Chiltern Rail you usually get a seat. I agree re the HW darker side, it does mean it's cheaper than other places with a similar commute time