Owning your own home

I am moving there from catford because I could buy without a mortgage and crossrail should be 20min to Tottenham Court Road. Also as a forriner most parts of London look equally shit to me.

Deposit 10% - 15% based on value of the house.

Example. House on the market for £100,000. Deposit between £10,000 - £15,000

I'd be tempted to suck up the pain of doing it properly now. It already looks bodged.

Nice. Are there any mortgage companies that do 5% deposit mortgages anymore?

Edit: just seen the Teachers Building Society do...

I meant more the potential buyers' time spent viewing it, back and forth w the estate agent to make an offer, etc.

But yeah, what @duncs said after is fair enough.

Turns out you guys actually weren't all that far off.

They're stalling us because a distant relation (fiancees, sisters, boyfriend or something) is potentially interested in it, but they haven't actually viewed it yet and are viewing it this week.

It's already too late, totally covered in fibreglass mesh and bonding now.

You're probably right, but my fingers are crossed you're not!

If it makes you feel better, I'm stripping two layers of cement bonded to the entire face of wall, and a floor to ceiling sheet of waterproof membrane.

This is not @danstuff approved!

I’d keep looking, they may come back and accept your offer but are clearly in no rush.

I had something similar, had an offer accepted on a place on a Friday, agent called on the Monday to say a relative had come over at the weekend, found out they were selling and wanted to buy the place. Fuckers.

I've had this done this extensively in our Victorian house. No major problems but expect some cracking as it dries out and generally shifts around.

It was already expensive (we've ended up doing most of a 5 bedroom townhouse in various stages), to do the whole thing in lime mortar / lime plaster etc would have been massive.

Ta. What level of cracking are we talking? And was that early on or an ongoing thing?

Coming to you live

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I think that’s what I was describing; scrim tape, then the usual bonding for the rough bits and finish coat after. Did that here three years ago and it’s still perfect.

This type of thing:

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We left it to dry for a few weeks, the got the decorator round who complained that there were huge cracks all the way across two of the walls and this would add time and cost to the job.

Agreed that he would be recompensed by the builder who did the bonding and plastering (helped that they knew each other).

Decorator did a good job using two part filler and it looked mint when finished.

Few weeks later those cracks appeared (and a couple of others I've not pictured).

That room was the worst but we also had quite a few cracks when the hall was done.

Ours was back to bare brick for the whole room, yours doesn't look quite so severe (so may be less prone to cracks).

on advice from our MA we've asked them if theyre willing to tentatively accept our offer if the family situation falls through, we'll leave our offer on the table if they remove the listings etc online, else we're out.

Fair enough, and good luck. Hopefully the estate agent is keen to earn some commission so will lobby hard on your behalf. I almost feel sorry for the bastards, having a client like that.

It's called a SHARK. a chuffing SHARK!

How is this working out long term @greenhell ?

Our Henry is not long for this world and carrying it up and down the stairs and around the flat is a bit of a bother. Mumsnet (my usual source of reviews for vacuums) is divided on the Sharks and that's probably being optimistic - lots of posts saying it can't pick up hair...

I just said we wanted to get an idea of market value as we were considering selling it in a year or two - which was also true.

It's a ruddy marvel I shit thee nay. I live in a house with a black cat and someone with long black hair that gets everywhere. The only issue we've had is maybe with the hairs getting wrapped up in the roly brushy wotnot at the front of the thing. You can always swap out the accessories, that said, it's no major ballache to de-hair the fucker when it gets a bit testy.

The vac, not the cat or her indoors.

Ta. I'm glad you said that because I've got to that consumerist stage where I just want to buy one after having read so many rave reviews.

The hair getting wrapped up thing is what I read on Mumsnet but our house isn't even that hairy to be honest.

Would it be madness to go for the corded version? 22 minutes battery doesn't seem very long and a second battery makes it a bit pricey...

didn't even know they made a pluggy inny version. depends how big your gaff is i spose. i tend to do the ground floor one day, the upper two floors the next. i fucking hate vaccing and spreading out the joy makes it seem a far less onerous task.

wires tho... they're never long enough and they always end up a tangled mess. most of these battery charged doohickeys have the battery integrated into the device, so when the battery goes, and they all do, you have either fork out for a replacement or buy a new unit. not so with Le Shork, as the battery slips out and you can charge the fucker to your hearts content.

i tend to do the ground floor one day, the upper two floors the next.

Boast post

it sucks at cleaning moats, tho.