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  • How likely is it an accountant will issue a certificate for someone who is not their client?

    Very likely. I had to get one year's unaudited accounts for my mortgage. I spoke to some accountants, and they sent me a piece of paper with some boxes to fill in. I filled in the boxes with the same numbers I'd put on my tax return. They copied the numbers from the boxes, did some maffs, got to the same profit figure I got when I did the maffs, signed the bottom and charged me £400 for the privilege. Total waste of time, effort and money but for some inexplicable reason the bank was very happy with their piece of paper and gave me lots of money. They then forgot to take the mortgage repayments for the first three months of the mortgage term. Fuckwits.

  • They then forgot to take the mortgage repayments for the first three months of the mortgage term. Fuckwits.

    Same when we remortgaged. Unbelievable.

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