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@Mr_Sworld
My thinking is that interest rates are only going to go up. Plus I'd like more equity in my house as a bit of a fail-safe.
I can also put more money into the company pension and max the allowable percentage.
I've been setting aside £160 a month as 'savings' (on top of everything else I budget or save for) and can probably push that to £200 without any real problem.