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My understanding was that if you are a higher rate tax payer then slamming an extra £10k in to your pension would yield you £2,000ish (even £4000ish?) in tax breaks. Assuming your pension is managed well, you might see 6% growth PA on that.
Compared to what paying an extra £10k off your mortgage might yield you - about £200 per year assuming you are charged 2% - it looks pretty attractive. Mortgage debt is crazy cheap. Now. Of course that might change.
Pension rules can change though I guess, and who knows what the tax environment will look like when it comes to withdrawal. There was a discussion on the investment thread about whether ISAs would be a better bet given it's supposed to be tax free gainz forever.
Howard
Sparky
Also, your money is worth more today than it will be in 30 or 40 years.
And your pension earnings are unlikely to exceed your mortgage interest.