Mr_Swold definitely better adding to pension fund which if done correctly is tax free any money put to mortgage will just be held as lump sum until you finish paying the mortgage term. The bank or building society is not really interested in the amount they lend you but what they get back in interest which is how they make money they therefore will not offer you anything off for paying back early.
Mr_Swold definitely better adding to pension fund which if done correctly is tax free any money put to mortgage will just be held as lump sum until you finish paying the mortgage term. The bank or building society is not really interested in the amount they lend you but what they get back in interest which is how they make money they therefore will not offer you anything off for paying back early.