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  • Still waiting. Tempts me sack this running a business lark off and just get a job. Am in my FIFTH stage of underwriting from lender - they keep coming back and asking for more info. Fucking nuts. We're asking for a 65%ltv, have a serious chunk of cash, decent incomes. Was expecting a relative breeze compared to the last time. Came back yesterday to ask for something directly from my accountant even though he's sent all the usual gumpf but they want a "hand written personal reference" imeanfuckingwhat... Christ knows what he's going to charge me for that.

    Another hitch - solicitor calls and tell me on Thurs eve they never received my instruction forms (!?!??!??!!). So I had to print their emailed copies and next-day them.

    L&C have been shit and slow and missed obvious things that have slowed it up. Solicitor has been slow (I've been in regular contact with them and that was the first time they mentioned it since I 'instructed' over the phone on the 7th march). Lender has been bizarre.

    On the side I'm going to apply directly to a building society just to have more eggs in case one hatches faster? Unless this is a stupid idea? L&C guy seemed to think it wouldn't matter if lender saw you'd been credit checked for another lender.

  • Sucks you're still going through this shit...

    Unless this is a stupid idea?

    This may affect the other application depending on what stage it's at. Both searches into your credit history will show on reports...

  • That's what I thought and I flagged it with l&c and they said it wouldn't be a problem - "just suggests you're shopping around."

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