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What did you end up going for in the end?
I've just done the quote which gives me £18 per month with £250 excess with Hiscox which sounds interesting.
QQ, does the Hiscox insurance cover you when you're riding your bike out in the street and when riding it in Mallorca let's say? Is that what the "Away from home" term stands for?
Yeah I reckon it should be per claim. If your house gets burgled, you shouldn't pay an excess on every item. Don't see why it should be any different with your bikes