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  • Would your bike getting nicked inconvenience you? What's the policy excess? Are there other conditions relating to theft claims? If nothing else, your premium will rise following a theft claim.

    The suggested lock is a minimum requirement and there's nothing to stop you increasing the security. It doesn't apply to you (as you would be meeting the underwriter's terms), but in law the insured is required to behave as a prudent person without insurance would do.

  • Good points, Would probably also have to factor in the fact that if one got nicked they other would too (as they'll be together most of the time) so that makes the premium and excess a bit more of an issue.

    It's probably gonna have to be the bulky versions of the lock I reckon.
    I've got a fair few kg's to lose myself, so can counteract the extra lock weight with that!

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