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hippy
aggi
I started with them for the fee-free overseas usage. When they cut that down I was willing to stick with them as a spare card but when they moved to a current account I couldn't really see any advantages they had over a standard bank account (and it seems worse in some areas, the app doesn't even appear to need a pin/fingerprint for use).
I'm happy to accept that the service isn't for me and let the card run down and have the money refunded but the constant nagging is a bit annoying (a quick check shows 5 emails and 2 texts in the past 10 days).